Question 1

What is OKX Pay and how does it work?

Accepted Answer

OKX Pay is your all-in-one digital dollar account that lets you store, spend, and send USDT anywhere in the world. You can make purchases with the OKX Card, send money instantly, and enjoy up to 10% APY on your Pay balance — all in one app.

Question 2

How does the OKX Card help me save money abroad?

Accepted Answer

With the OKX Card, you spend USDG as easily as local currency, with no IOF, no hidden foreign exchange fees and no surprises. The only cost is a maximum 1.5% fee from BRL when you buy USDG, making it cheaper and more transparent than traditional cards.

Question 3

Why USDT and what are “digital dollars”?

Accepted Answer

USDG is a U.S. dollar–pegged stablecoin designed to maintain a 1:1 value with the U.S. dollar. Think of it as a digital dollar — a faster, more flexible, and accessible way to hold and use money. It protects your funds from BRL devaluation, inflation, and costly foreign exchange fees.

Question 4

How do I earn 5% APY on my balance?

Accepted Answer

Simply keep your digital dollars (USDT) in OKX Pay. You’ll earn up to 10% APY, with interest accumulating daily and paid out monthly. Plus, there’s no lock-up, so you can withdraw or spend your funds whenever you want.

Question 5

Where can I use the OKX Card?

Accepted Answer

You can use the OKX Card anywhere Mastercard is accepted: online, in-store, or when traveling abroad. That means millions of merchants worldwide, with the added benefit of saving on fees and spending smarter with your digital dollars.

OKX Pay
Your global digital dollar account with no IOF

Ways to use OKX Pay

Introducing
Your onchain money card

Control

Earn

Save

Real benefits for real Brazilians

Protection against inflation

Digital dollars, always stable

Save, dollarize, spend

10% APY on Pay balance

Send crypto as easily as texting

Secure and Reliable

FAQs

The faster, fee-free way to send money.

OKX PayYour global digital dollar account with no IOF