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Bringing Stablecoins to Everyday Life in Brazil: Introducing OKX Pay and OKX Card

By Guilherme Sacamone, CEO OKX Brazil

We believe that cryptocurrency should be practical, empowering, and accessible as part of everyday life. Today, I’m thrilled to share the realization of that vision for our customers in Brazil with the launch of OKX Pay and OKX Card all within OKX. Stablecoins are a global phenomenon that empower individual users worldwide to easily access real-world assets with ease. However, existing solutions largely serve institutions and crypto-native audiences. The average Brazilian who isn’t a crypto enthusiast still turns to high cost physical dollar brokers whenever they’re concerned about the trajectory of the Brazilian Real or planning an international trip. The lack of a simple, intuitive solution with stablecoins at the center of the experience has kept most Brazilians out of this global movement and we want to change that. Our launch is designed to put stablecoins at the heart of our strategy of helping Brazilians access, save, send, pay, and earn in a simple, cost-efficient way.

OKX Pay: Making Stablecoins Work for You

OKX Pay is a digital dollar-first solution built on our ZK-based X Layer blockchain. It combines self-custody security with a seamless experience, giving people the tools to manage stablecoins just like a traditional dollar account. With OKX Pay in Brazil, our customers can:

  • Dollarize instantly: Convert Brazilian Reais to digital dollars via PIX in seconds.

  • Earn up to 10% APY: Balances grow automatically, calculated daily and paid weekly, with no lock-up.

  • Transfer globally: Send and receive digital dollars instantly, domestically or internationally.

  • Enjoy a Brazilian-first experience: Fast onboarding with CNH digital KYC and localized support.

OKX Card: Spend Stablecoins Anywhere, Without Hidden Fees

Our new USD Mastercard debit card, OKX Card, connects directly to OKX Pay balances so customers can spend stablecoins worldwide, online or in-store, with Apple Pay and Google Wallet. We built it to remove unnecessary friction:

  • No IOF Tax: Spend in any currency without Brazil’s traditional foreign transaction taxes.

  • No FX spread: Transactions in euros, pounds, or reais settle at market rates with no extra conversion costs.

  • Global acceptance: Use it wherever Mastercard is accepted.

Together, OKX Pay and OKX Card make it easier than ever for Brazilians to dollarize, save, and spend while staying fully in control of their funds. OKX is the New Money App and our goal is to give Brazilians seamless, cost-efficient access to the global economy without hidden fees or conversion costs, and to make crypto practical, empowering, and accessible for everyone.

Aviso legal
Este conteúdo é fornecido apenas para fins informativos e pode abranger produtos que não estão disponíveis na sua região. Não se destina a fornecer (i) aconselhamento ou recomendações de investimento; (ii) uma oferta ou solicitação para comprar, vender ou deter ativos de cripto/digitais, ou (iii) aconselhamento financeiro, contabilístico, jurídico ou fiscal. As detenções de ativos de cripto/digitais, incluindo criptomoedas estáveis, envolvem um nível de risco elevado e podem sofrer grandes flutuações. Deve ponderar cuidadosamente se o trading ou a detenção de ativos de cripto/digitais são adequados para si, tendo em conta a sua situação financeira. Consulte o seu profissional jurídico/fiscal/de investimentos para tirar dúvidas sobre as suas circunstâncias específicas. As informações (incluindo dados de mercado e informações estatísticas, caso existam) apresentadas nesta publicação destinam-se apenas para fins de informação geral. Embora tenham sido tomadas todas as precauções razoáveis na preparação destes dados e gráficos, a OKX não assume qualquer responsabilidade por erros ou omissões aqui expressos.

© 2025 OKX. Este artigo pode ser reproduzido ou distribuído na sua totalidade, ou podem ser utilizados excertos de 100 palavras ou menos deste artigo, desde que essa utilização não seja comercial. Qualquer reprodução ou distribuição do artigo na sua totalidade deve indicar de forma clara: “Este artigo é © 2025 OKX e é utilizado com permissão.” Os excertos permitidos devem citar o nome do artigo e incluir a atribuição, por exemplo, "Nome do artigo, [o nome do autor, caso aplicável], © 2025 OKX." Alguns conteúdos podem ser gerados ou ajudados por ferramentas de inteligência artificial (IA). Não são permitidas obras derivadas ou outros usos deste artigo.

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