I wanted to follow up and substantiate my tier list after doing more research, and I now included what I consider to be the more complete "neobank" products in the space. So, I made this chart after comparing the key features. etherfi is the runaway winner when you combine everything together. Just look at the chart, it's hard to argue with. It's the only one that's better than tradfi in pretty much every way, lowest barriers to entry, best wealth management tools and rewards. I am euro biased, so gnosis is a good second place considering the euro native features and all around good offering. Metamask is newer and has more fees, but seems like a great product as well. I ranked KAST and Crypto com lower, but still good products. This is mainly because they are custodial, and I believe in self custody. But also, they have some annoying ponzi mechanics like points and staking requirements to get good features. I partnered with etherfi because I really love the product. You can use my reflink for a $25 welcome bonus.