ZERA is building a privacy-preserving financial layer that turns the assets you already hold (USDC, USDT, SOL, BTC, ETH, etc.) into private, portable digital cash. A single compressed ZK pool enables shielded balances, private transfers, and offline P2P via NFC, Bluetooth, and QR. Powered by Pedersen commitments, deterministic nullifiers, and Groth16 zk-SNARKs for scalability on @Solana and beyond - with an early version already on devnet. In the long term, ZERA targets internet-scale private payments and transfers with cross-chain portability, enterprise-ready rails, and extensible tools for developers to build privacy-preserving DeFi across the app stack. The ecosystem token $ZERA: (8avjtjHAHFqp4g2RR9ALAGBpSTqKPZR8nRbzSTwZERA), aligns value with adoption through programmatic buybacks & burns tied to protocol activity and volume. The project was formerly known as #M0N3Y, and turned into $ZERA and @ZeraLabs after a strategic rebrand including a 1:1 token migration, aligning identity with product scope. Compliant by design, ZERA is advancing the "Texas Privacy-First Digital Finance Act", defending your right to use privacy tools, protecting developers right to build them, treating code as speech, and enabling mainstream integration. Founded and led by @dev_skill_issue, a former MetaMask developer and nuclear engineer with past roles at USAA and Twitter (X). Originally begun as a PhD-by-publication, now a company driving cutting-edge ZK privacy and offline cash R&D. Background, vision & mission: Protocol, tech & product pipeline: Policy & advocacy: A new New Zero Knowledge Era is here. Welcome to the evolution of crypto privacy, welcome to ZERA.